Microcredit Guarantee Funds in the Mediterranean - A Comparative Analysis

P. Leone, P. Porretta

Verlag Palgrave Macmillan, 2014

ISBN 9781137452993 , 246 Seiten

Format PDF, OL

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Cover: 1
Half-Title: 2
Title: 4
Copyrights: 5
Contents: 6
List of Figures and Boxes: 9
List of Tables: 10
Acknowledgements: 12
About the Authors: 14
1 Introduction: 15
1.1 Microfinance: definition, products and services: 15
1.2 Microcredit: a brief overlook: 19
1.3 Microcredit guarantees: 22
1.4 Microcredit guarantee funds: main general features: 24
1.5 The research: methodology and logic analysis scheme: 27
2 Regulatory Framework and Supervisory Authorities in Microcredit Sector: A Comparative Analysis: 36
2.1 Regulatory Framework and Supervisory Authorities in Morocco: 36
2.2 Regulatory Framework and Supervisory Authorities in Tunisia: 40
2.3 Regulatory Framework and Supervisory Authorities in Egypt: 44
2.4 A comparative analysis of Morocco, Tunisia and Egypt: 50
2.5 Regulatory Framework and Supervisory Authorities in Italy: 54
2.6 Regulatory Framework and Supervisory Authorities in Spain: 62
2.7 Regulatory Framework and Supervisory Authorities in France: 65
2.8 A comparative analysis of Italy, Spain and France: 70
The EU Commission communication: 71
3 Mapping Microcredit Institutions/Operators: A Comparative Analysis: 77
3.1 Microcredit institutions/operators in Morocco: 77
Limits of microcredit sector in Morocco: 82
3.2 Microcredit institutions/operators in Tunisia: 83
Limits of microcredit sector in Tunisia: 89
3.3 Microcredit institutions/operators in Egypt: 90
Limits of Microcredit sector in Egypt: 100
3.4 Mapping microcredit institutions/operators: A comparative analysis of Morocco, Tunisia and Egypt: 101
3.5 Microcredit institutions/operators in Italy: 104
Limits of microcredit sector in Italy: 110
3.6 Microcredit institutions/operators in Spain: 111
Origins of microcredit in Spain: 111
The business model: 112
Microcredit operators: main characteristics: 114
Limits of microcredit sector in Spain: 120
3.7 Microcredit institutions/operators in France: 121
The market: 121
Operating experiences and models: 126
3.8 Mapping Microcredit institutions/operators: a comparative analysis of Italy, Spain and France: 133
4 The Microcredit Guarantee Funds and Institutions: A Comparative Analysis: 145
4.1 The microcredit guarantee funds and institutions in Morocco: main features: 146
Caisse Centrale de Garantie: 146
Guarantee funds financed by USAID: 148
4.2 The microcredit guarantee funds and institutions in Tunisia: main features: 153
4.3 The microcredit guarantee funds and institutions in Egypt: main features: 156
The Credit Guarantee Corporation (CGC): 157
Cooperative Insurance Society for Small Enterprises: 164
4.4 The microcredit guarantee funds and institutions in Italy: main features: 166
Limits of the microcredit guarantee fund sector in Italy: 173
4.5 The microcredit guarantee funds and institutions in Spain: main features: 175
Evolution of the public guarantees: the SpanishGuarantee Fund: 176
Microcredit and SGR guarantee: 179
4.6 The microcredit guarantee funds and institutions in France: main features: 183
Microcredit for enterprise support: 184
The Fogefi funds: 185
The “loi Galland” funds: 187
4.7 Comparative analysis of the guarantee funds and institutions among African and European countries: 191
Annex 1 Some of the microcredit programmes of the Apulia Regional Administration: 205
Annex 2 Financial inclusion and guarantee funds: Madrid, a case study: 217
5 Nearly Conclusive Considerations: 226
Bibliography: 234
Index: 240